Taco Dip

Transfer 2 tablespoons liquid from bean can to a large bowl. Rinse the beans and add them to the bowl. Add oil, taco seasoning, garlic powder, 1/4 teaspoon pepper and 1/8 teaspoon salt; mash until smooth. Transfer to a 9-inch pie pan and spread into an even layer.

Mix cream cheese, yogurt, lemon juice and the remaining 1/8 teaspoon each pepper and salt in a small bowl until smooth. Spread over the bean layer.

Sprinkle tomatoes and onion in an even layer over the cream cheese layer. Top with cotija cheese. Sprinkle cilantro and jalapeños evenly over the top; drizzle with hot sauce.